Chula Vista, CA Personal Bankruptcy Lawyer
Helping People in Chula Vista, California Get Out of Debt
More Than Two Decades of Experience as a Bankruptcy Attorney
When you are facing overwhelming debt, the last thing you need is more stress. Deciding whether to file for bankruptcy can be complicated, and you need an experienced attorney’s guidance.
At the Chula Vista , I will work with you to understand your situation and recommend options to help you get the debt relief you need.
Call (619) 409-7900 to schedule a free initial consultation to discuss your situation with an experienced bankruptcy lawyer.
Chapter 7 and Chapter 13 Personal Bankruptcy
Although bankruptcy is not the right option for everyone, for many people it is the best way to get a fresh start. I have more than two decades of experience helping clients find the right legal solution to debt.
You don’t have to live in constant stress from creditor harassment or the threat of foreclosure. I can help you get relief from debt:
- Home mortgages, including adjustable rate mortgages (ARMs)
- Medical bills
- Credit card debt
- Debts which will result from a divorce
- Debt from lawsuits and judgments
- Car loans
- Past tax debts
- Garnished wages
- Tax liens and levies
Chapter 7 bankruptcy is a good option if you qualify — and most people do. In Chapter 7 bankruptcy, you can discharge most types of debt and wipe the slate clean – whether you have income or not.
Chapter 13 bankruptcy does not have an income “means test.” Chapter 13 allows you to create an affordable payment plan to pay back your debt over a period of three to five years. Once you complete the plan, any debt you have not paid back will be discharged.
Call lawyer Victor Mordey at 619-409-7900. Messages left after business hours will be promptly returned. Contact us to schedule your appointment. I speak, read, and write Spanish fluently for the benefit of my Spanish-speaking clients.
I offer cost-effective representation including payment plans and low retainers. Credit cards accepted.